* { margin: 0; padding: 0; box-sizing: border-box; }
body { font-family: 'Inter', sans-serif; color: #1e293b; background: #ffffff; line-height: 1.6; }
a { text-decoration: none; color: inherit; }
ul { list-style: none; }
.container { width: 90%; max-width: 1200px; margin: 0 auto; }

/* Unique Header Layout for BorrowSmartCo */
header { background: #064e3b; position: sticky; top: 0; width: 100%; z-index: 1000; padding: 20px 0; border-bottom: 3px solid #10b981; box-shadow: 0 4px 12px rgba(0,0,0,0.1); }
.nav-container { display: flex; justify-content: space-between; align-items: center; }
.logo a { font-size: 1.4rem; font-weight: 800; letter-spacing: 1.5px; color: #34d399; }
.nav-links { display: flex; gap: 28px; align-items: center; }
.nav-links a { font-size: 0.85rem; font-weight: 600; color: #ecfdf5; transition: color 0.3s; }
.nav-links a:hover, .nav-links a.active { color: #34d399; }
.btn-get-started { background-color: #10b981; color: #ffffff !important; padding: 10px 24px; border-radius: 30px; font-weight: 700; transition: background 0.3s; }
.btn-get-started:hover { background-color: #059669; }
.menu-toggle { display: none; font-size: 1.5rem; cursor: pointer; color: #ffffff; }

/* Hero section with a distinct emerald/teal financial gradient */
.hero { position: relative; min-height: calc(100vh - 80px); background: linear-gradient(145deg, #064e3b 0%, #065f46 50%, #047857 100%); display: flex; align-items: center; justify-content: center; text-align: center; padding: 60px 15px; }
.hero-content { z-index: 2; display: flex; flex-direction: column; align-items: center; width: 100%; max-width: 720px; }
.welcome-badge { background: rgba(52, 211, 153, 0.2); color: #34d399; padding: 6px 18px; border-radius: 20px; font-size: 0.75rem; font-weight: 700; letter-spacing: 2px; margin-bottom: 20px; text-transform: uppercase; }
.hero h1 { font-size: 3.2rem; font-weight: 800; line-height: 1.2; margin-bottom: 25px; color: #ffffff; }
.hero h1 span { color: #34d399; }

/* Distinct Form box styling */
.hero-form-box { width: 100%; background: #ffffff; padding: 40px; border-radius: 16px; box-shadow: 0 25px 50px rgba(0,0,0,0.3); text-align: left; border-top: 5px solid #10b981; }
.hero-form-box form { display: flex; flex-direction: column; gap: 16px; }
.form-group-full input { width: 100%; padding: 15px 18px; border: 1px solid #cbd5e1; border-radius: 8px; font-size: 1rem; color: #1e293b; outline: none; }
.form-group-split { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-group-split input { width: 100%; padding: 15px 18px; border: 1px solid #cbd5e1; border-radius: 8px; font-size: 1rem; color: #1e293b; outline: none; }
.btn-submit-hero { width: 100%; padding: 16px; border: none; border-radius: 8px; background-color: #10b981; color: #ffffff; font-size: 1.05rem; font-weight: 700; cursor: pointer; transition: background 0.3s; }
.btn-submit-hero:hover { background-color: #059669; }
.security-badges { display: flex; justify-content: center; gap: 20px; margin-top: 18px; font-size: 0.8rem; color: #64748b; flex-wrap: wrap; }
.security-badges span { display: flex; align-items: center; gap: 6px; }

/* Other sections */
.page-header { background: #064e3b; color: #ffffff; padding: 70px 0; text-align: center; border-bottom: 4px solid #10b981; }
.page-header h1 { font-size: 2.8rem; margin-bottom: 10px; color: #34d399; }
.content-section { padding: 90px 0; background-color: #ffffff; }
.features-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 30px; margin-top: 40px; }
.card { background: #f0fdf4; border: 1px solid #dcfce7; padding: 40px 30px; border-radius: 12px; text-align: center; transition: transform 0.3s; }
.card:hover { transform: translateY(-5px); border-color: #10b981; }
.card i { font-size: 2.5rem; color: #059669; margin-bottom: 20px; }
.card h3 { font-size: 1.3rem; color: #064e3b; margin-bottom: 15px; }
.card p { color: #475569; font-size: 0.95rem; }

.contact-layout { display: grid; grid-template-columns: 1fr 1fr; gap: 50px; align-items: flex-start; }
.contact-info-box h2 { font-size: 2.3rem; color: #064e3b; margin-bottom: 20px; }
.contact-info-box p { color: #475569; margin-bottom: 30px; }
.contact-details-list { display: flex; flex-direction: column; gap: 20px; }
.contact-details-item { display: flex; align-items: flex-start; gap: 15px; font-size: 0.95rem; color: #334155; }
.contact-details-item i { color: #059669; font-size: 1.2rem; margin-top: 3px; }
.contact-form-box { background: #f0fdf4; border: 1px solid #dcfce7; padding: 40px; border-radius: 12px; }
.contact-form-box form { display: flex; flex-direction: column; gap: 20px; }
.contact-form-box input, .contact-form-box textarea { width: 100%; padding: 14px; border: 1px solid #cbd5e1; border-radius: 8px; font-size: 0.95rem; outline: none; }
.contact-form-box textarea { resize: vertical; min-height: 120px; }

.privacy-content h2 { color: #064e3b; font-size: 1.8rem; margin-top: 30px; margin-bottom: 15px; }
.privacy-content h3 { color: #065f46; font-size: 1.2rem; margin-top: 20px; margin-bottom: 10px; }
.privacy-content p, .privacy-content ul { color: #475569; margin-bottom: 15px; font-size: 0.95rem; line-height: 1.7; }
.privacy-content ul { padding-left: 20px; list-style: disc; }

/* Footer */
footer { background-color: #064e3b; color: #ffffff; padding: 60px 0 20px 0; border-top: 3px solid #065f46; }
.footer-grid { display: flex; flex-direction: column; gap: 40px; margin-bottom: 40px; }
.footer-brand { display: flex; justify-content: space-between; align-items: center; border-bottom: 1px solid rgba(255, 255, 255, 0.15); padding-bottom: 20px; flex-wrap: wrap; gap: 20px; }
.footer-brand h3 { font-size: 1.3rem; color: #34d399; letter-spacing: 1px; }
.footer-menu { display: flex; gap: 30px; }
.footer-menu a { font-size: 0.85rem; font-weight: 600; color: #ecfdf5; }
.footer-disclaimer p { font-size: 0.7rem; line-height: 1.7; color: #a7f3d0; text-align: justify; }
.footer-bottom { text-align: center; padding-top: 20px; border-top: 1px solid rgba(255, 255, 255, 0.05); font-size: 0.8rem; color: #6ee7b7; }

@media (max-width: 768px) {
    .menu-toggle { display: block; }
    .nav-links { display: none; flex-direction: column; width: 100%; position: absolute; top: 80px; left: 0; background: #064e3b; padding: 20px 0; box-shadow: 0 5px 15px rgba(0,0,0,0.3); text-align: center; }
    .nav-links.active { display: flex; }
    .nav-links a { padding: 10px 0; display: block; }
    .btn-get-started { display: inline-block !important; margin-top: 10px; }
    .hero h1 { font-size: 2.3rem; }
    .form-group-split { grid-template-columns: 1fr; }
    .contact-layout { grid-template-columns: 1fr; }
    .footer-brand { flex-direction: column; align-items: center; text-align: center; }
}